What is insurance for?

This has the easiest possible answer. All insurance policies are private contracts between you and the insurance company. In return for paying out the premium, the insurer pays you if you suffer an accident and incur a loss in one of the circumstances identified in the policy. But if you scratch the surface a little, [...]

What Is Futures Trading?

Futures trading is the practice of trading commodities. You may have heard stories about people getting rich with futures trading, but as with all types of investments, there is a risk involved. If you do it incorrectly you can end up thousands of dollars poorer, however done correctly, futures trading can be very lucrative and [...]

Health insurance and the dishonesty of the media

As if things were not complicated enough, there has been a flood of corporate money into the political arena – thanks to the Supreme Court under Roberts in the case of Citizens United vs. FEC. It would not be unfair to describe the current situation as watching a waking giant suddenly walk through the campaign [...]

An Overview of Incontinence

Incontinence refers to the inability to control one’s excretion of bowel and urine. It usually occurs because of the loss of storage capacity, nerve damage, muscle damage. Incontinence may also be due to pelvic floor dysfunction, and fecal impaction. This can affect the patient’s social life, as it causes emotional distress. Fecal incontinence will also [...]

What good is the Commissioner?

Every state in the union has a Department or Office of Insurance run by a Commissioner. This all sounds very impressive but, for the most part, these Commissioners have quite a low profile. Only in states where the holder of the office is activist and defends consumer rights, do you get any publicity in the [...]

The basics of health insurance

Insuring your health becomes more and more expensive each year because the medical costsare going up steadily regardless of the economical situation. If you don’t want to pay too much for health plans, the first thing you have to understand is that knowing the basics is a must. Only this way you will be able [...]