There are four main areas that lenders scrutinize when considering an application to provide financing on a home purchase.The first one is employment. You must prove that you have full time permanent employment. If you work part-time, we need to establish a pattern over two years showing that you are a permanent part-time employee. Therefore, [...]
Some research indicates that America is one of the most uninsured countries in the world when it comes to auto insurance, and one of the main reasons this is lies in how expensive auto insurance is these days. The fact is that America is in a recession, and many Americans can barely put food on [...]
The use of bad credit auto loans makes buying a used car much easier. You might think that just because you have a bad credit score, your chances of getting a loan to buy a used car are very bad, if not nonexistent. However, getting such a loan is just about as easy as getting [...]
Go back twelve months and there were a few experimental policies on offer for pay-as-you-drive (PAYD) policies. No one seemed to be taking them very seriously. Then, suddenly, they are being launched in more than thirty states with really high-profile campaigns in California. Why has this idea become so big so quickly, and is it [...]
We have to start with the clear understanding that insurance companies exist to make a profit. In a way, that is profit at the expense of our own misfortunes. But, no matter what you think about the morality, the practical necessity is to have some cover should anything go wrong. Except, of course, teams of [...]
The months cycle round every year and our traditions have it the summer season starts with Memorial Day and ends on Labor Day, when we take to the roads in our millions for weekend breaks and longer holidays. This makes this period one of the peaks for accidents. In 2009, the US Police Departments recorded [...]