We are often asked to add vehicles that are titled personally to a corporation’s commercial auto policy. The reasons are many and varied. People believe there are tax advantages; they can write the premium off as an expense, commercial premiums are less expensive or they just don’t have a personal auto policy. There are probably [...]
With the first day of school crawling up it’s time for your teen to start looking for an alternative to their full time summer job. Some places let teens cut their hours back when school starts, but others aren’t going to give them that option. Pizza delivery is a great option for teenagers looking for [...]
Medigap supplemental insurance covers the gaps between what medicare pays for medical treatment and what hospitals and doctors actually charge. It is sold by private insurance organizations and is not sponsored by the US government.Medicare will pay for many of your medical treatments but it will not pay 100% of your costs. You will need [...]
Personal injuries are bodily or mental injuries caused by another person or object. If you are accused of causing a personal injury and choose to take the help of the Law for proving that you are not responsible, it can mean a long legal battle. Most people use their personal money to fight personal injury [...]
Do you need car insurance? Only one in 24 cars is ever in an accident, so why do you carry car insurance?Do you need homeowners insurance? Only one in 200 home owners ever files a claim, so why do you carry homeowners insurance?Go back to the title question. Do you need Long Term Care insurance? [...]
An auto liability claim occurs when you cause damages or injuries to a third person. Every state in the United States requires you to carry insurance. The insurance that is required by law is liability insurance (some states require Uninsured /Under Insured Motorist Damage, Uninsured/Under Insured Bodily Injury, and Personal Injury Protection). Liability coverage is [...]